Many people find themselves on a limited income, retired, between jobs. Or simply lacking Low-Cost Dental Insurance. If you are in this group who need free dental insurance, it turns out that you are in the comfortable majority.
Over 55 percent of Americans do not have low-cost dental insurance of any kind. But even if you are in the lucky 45 percent, you will still find yourself paying steep out of pocket dental expenses that these insurance policies simply do not cover. It begs the question How can I get free dental insurance?
The good news is that with patience, research, and good fortune, you can obtain dental care ranging from finding Free Dental Insurance to low-cost dental insurance. Even for those who do not count themselves lucky enough to have dental coverage. Below we look at the most popular alternatives to actual dental insurance coverage for the 55 percent without any.
Public Dental Clinics
Another option in the quest to find free dental insurance or alternatively Low-Cost Dental Insurance is called the public dental clinic. These establishments are local or state health department run, taxpayer-funded dental clinics that also serve as community health centers. They also receive their funding money from the federal government. It means that they are able to charge very low and reasonable fixed prices for treatments or alternatively sliding scale fees based upon the income of you the patient and what you can realistically afford when you do not have free dental insurance or even low-cost dental insurance. The majority of these clinics offer patients without low-cost dental insurance everything from exams, X-rays, and teeth cleanings to fillings, root canals, crowns, and tooth extractions. Some of them even offer emergency on-call dentists.
Free Dental Services
There actually are free dental insurance services available in many highly populated communities. These center around faith-based groups, charities, and professional dental affiliations who volunteer their dental services for free. The downside is that the wait list can be lengthy with long delays, or it might be completely closed until further notice. Many of them feature income limits or will only serve certain segments of the population such as those with medical conditions, retirees, or those on disability. While they may not charge anything for critical dental work, it is a good idea to ask them How much does it cost to pull a tooth without insurance before sitting to have this service done. Customers could also ask them can you get free dental implants as part of the service?
Not For Profit Dental Clinics
In a similar tradition of free dental insurance or low-cost dental insurance, there are nonprofit clinics. Larger cities will offer such dental clinics that especially work with patients who are low income, medically indigent. Or without any dental insurance at all. One such well-known establishment in Georgia is Atlanta’s own Ben Massell Dental Clinic. Run by volunteer specialists and general dentists, they deliver a complete lineup of dental and oral services entirely for free dental insurance.
Nashville has its own Interfaith Dental Clinic that takes individuals who have no insurance or who are low incomes according to a first come first serve basis. Any fees are dependent on your capability of paying. There are also such regional nonprofit dental establishments as Dentistry From the Heart. They host special events where the dentists donate both their time and equipment to deliver dental treatments for those who can not afford them otherwise.
Mission of Mercy is another one that provides free dental insurance alongside no-cost medical care and no charge prescriptions to those lacking insurance coverage. Mission of Mercy is available in Texas, Pennsylvania, Maryland, and Arizona. Every major community will have its own particular not for profit organization that specializes in these low-cost dental insurance treatments.
Dental Savings Plans (Dental Discount Plans)
When you are trying to decide should I get dental insurance, you need to look at a couple of factors. For those who do not have free dental insurance and who wish to have at least low-cost dental insurance, a good question to ask is What’s the best dental insurance plan? Individuals who are looking for free dental insurance or low-cost dental insurance, there is the option of the Dental Savings Plans. These affordable options are alternatives to traditional low-cost dental insurance or free dental insurance. They also call them Dental Discount Plans. They prove to be a terrific choice if you need urgent dental care. The problem with such free dental insurance or almost free services centers around the long waiting line before you can get the dental surgery done.
There is always the possibility that your current or preferred dentist will not accept the Dental Savings Plan that you join in your low-cost dental insurance strategy. This plan might also require that you be assigned to a dentist of the plan’s choice, or that you change the dentist where you will receive your services.
Other than these sometimes limitations, these Dental Discount Plans are terrific and simple to use alternatives to expensive dental insurance plans for families and individuals, even though they are not quite free dental insurance options. These discount plan members benefit from list price savings amounting to anywhere from 10 percent to 60 percent off of the regular price of care from literally thousands of in-network dental specialists and dentists across the country. It may not be actual free dental insurance, but it is far better than nothing.
How These Dental Savings Plans Work In Practice
Are dental discount plans worth it? They are not free dental insurance after all. Once you become a member of one of these Dental Savings Plans, you gain immediate access to a nationwide dental network. These participating dentists have pledged to offer improved prices to the members of the plan. You simply pay them the discounted prices directly once you obtain the in-office dental or surgical care.
These discounts cover a wide range of treatments. They range from cleanings, checkups, and X-rays to crowns, bridges, dentures, and root canals to name a few of the more common ones. A great number of dental savings plans also come with substantial discounts on things like braces, cosmetic treatments including veneers and tooth whitening, and dental implants. Most of them include savings on other healthcare needs like hearing and vision care, prescription medications, chiropractic specialists, and other forms of health and wellness specialists and treatments. The fact is that affordable dental care can be had close to home using a Dental Discount Plan.
How Much Does Dental Insurance Cost?
Dental Discount Plans involve an annual membership fee that you pay once per year. They are not free dental insurance. You enroll in their discount program and automatically qualify for substantial treatment discounts on all manner of dental care. The only restriction is that you use a dentist who is a member of your particular plan.
Extras That Dental Savings Plans Cover
Dental Savings Plans like these are more than just affordable and flexible. They cover unanticipated dental emergencies when you can not wait for normal operating hours or a dental office regular appointment.
There is no reason to have to wait as long as from six to 12 months for dental insurance coverage to take effect. Dental Savings Plans are activated within only 24 hours.
National Networks of Dentists Mean High-Quality Dental Care That You Can Actually Afford
The dentists provide these discounts because it assures them a steady stream of business. And it helps the communities in which they live and operate. Yet your Dental Savings Plan is also good for both local networks and nationwide dental coverage. The care quality will be high while the costs are lower and affordable. When you need to find free dental insurance, the closest that you will come to this are these Dental Savings Plans. It may not be completely free dental insurance, but it is the next best thing.